Is this a great time to be alive or what?
Especially if you are a Canuck getting hosered on you car insurance policy rates just because of an Accident of Plumbing.
An Alberta man in his early 20’s says he will save nearly $1,100 in the cost of auto insurance as a result of his decision to change his gender on his government IDs to “female.”
“I have taken advantage of a loophole,” said the man who is being called “David” by the CBC in order to comply with his request to protect his identity.
David identifies as a male and – since he is under 25 – is considered at higher risk for collision. His driving record already includes a collision and at least one ticket. When he was given a quote of some $4,500 per year for car insurance for a Chevrolet Cruze with all the bells and whistles, however, he asked what the cost would be if he were a woman. The car insurer’s response: about $3,400, a difference of $1,100.
“I was pretty angry about that,” he told CBC. “And I didn’t feel like getting screwed over any more. So I asked them to change my gender on my auto policy, and she’s like, we can’t do that.”
David discovered, however, that – under the previous regulations in Alberta – he only needed a doctor’s note to show the government he identifies as female – even though he does not.
“It was pretty simple,” he said. “I just basically asked for it and told them that I identify as a woman, or I’d like to identify as a woman, and he wrote me the letter I wanted.”
No word yet if the newly-minted Dudette gets free pints of Molson’s on Ladies Night at the corner tap…